In school, we spent years learning about science, language, math, and social studies from text books, but we spent very little time – if at all – on real life skills like saving, making, and managing money.

Somehow, we’re supposed to just “pick up” how to manage our finances, as if innate to us! The truth is, money management is not a skill that we’re all born with – it’s acquired.

The good news is that you can easily learn the skill!

In this guide, we’ll go over several key areas including:

✴ Creating and staying with a budget
✴ Cutting expenses without sacrificing your lifestyle
✴ Saving money every day
✴ Getting out of debt
✴ Boosting your income
✴ Refinancing your mortgage
✴ How to boost your credit score
✴ Protecting your identity

At the end of each chapter, there are a series of self-reflection questions and action steps. Take some time to answer these questions and implement these steps. After all, your financial success is up to you!