Author Archives: Peter Body

How To Live A Life Of Health And Fitness

54 Replies

With cancer cropping up left and right, people are suddenly becoming more conscious with what they eat and do with their bodies. Fad diets have become a craze and so are gym workouts and alternative exercise for the body. But despite being the in thing to do right now, some people still find it hard to start walking the road to a life of health and fitness. After all, when you have already lived a life of debauchery, it will be harder to convert and walk the other road even if it is not as less traveled by.

To help you, here are some of the ways that you can start with your healthy lifestyle.

1. Don’t smoke If you do not have the habit of smoking, good for you. Don’t try to start as you will only get addicted with the cigarettes and it will be harder to quit when that happens. It is not true that you can smoke and quite when you want to. It’s not. Once you become hooked into it, there is no turning back. If you are already part of those people who burn their lungs out everyday, the best bet is to make a commitment to quit. By doing this, you are already halfway to recovery. Make sure though that you are serious with your plans and you are not just doing it for any other reason than your health.

2. Lessen the junk One of the ways you can help keep your body healthy is to eat foods that are more natural and with less chemical content. Avoid eating junk foods like those huge packs of potato chips or binge on candies. You should also make it a point to lessen your intake of meats and consume more vegetables, fruits and seafood. This does not mean that you will forgo with meat altogether. You should still eat meat. The protein that it contains is important for some of the basic processes of the body.

3. Skip the Soda and even the iced tea As much as you can, drink water. This is the safest and healthiest drink there is. Sodas even the diet ones, are carbonated and contain high amounts of sugar and carbohydrates which can later be translated into fats. You can also try drinking green tea which can help in the digestive system. Iced tea may be tamer than sodas but these drinks also contain a lot of sugar which can pile up in the body. Stick to water and drink lots of it.

4. Stay active Another way to start living a life of health and fitness without having to shell out money and make lots of effort is to schedule an exercise routine every day. You can schedule it every morning when you wake up in the morning or do it at night after work. Whichever schedule you want to, make sure that you keep it to 30 minutes long to an hour. That way, you can exercise those muscles and avoid muscle pains. Exercise will also strengthen your bones and your body, promote better breathing and cellular activity, clear the brain and of course keep those extra calories out of the body. Thus, even if you eat a lot, you are not storing those fats and carbohydrates. You are expending them through your workout routine.

Achieving Health And Fitness Through A Healthy Diet

1 Reply

Because of so many illnesses and chronic diseases that occur among people through the years, more and more individuals are playing attention to their health and fitness because these would help them combat certain medical conditions. Today, one of the major reasons why people are overweight or suffer from minor and major health risks is that they don’t practice having a healthy diet.

Effective formula for a healthy diet

Healthy diet—which include eating balanced amount of food from all food groups—along with exercise or regular physical activity can lessen people’s inclination to health problems. Doctors say that though basic principle of healthy diet is simple, there are those people who are having a hard time sticking to it. The major reasons behind this include a super busy lifestyle, work that causes a lot of stress or even an environment that is not conducive to having a healthy diet.

Despite hectic schedules and busy lifestyles, people can start and maintain a healthy diet if they really want to. Experts say that nothing is impossible to formulating and effective diets plan if one really wants to achieve a healthy mind and body.

For starters, experts advise a mix up food choices from each food group. Eating a large variety of foods and veggies can also serve as a warm up in avoiding the foods that contribute to drastic weight gain. Having a balanced intake of calcium-rich foods, whole grains, and protein-rich products will also keep you in track. To be able to maintain eating a healthy diet, you must also know your restrictions of fats, salt and sugars levels, and intakes. Lastly, you must monitor your body weight regularly for you to determine if your body is absorbing all the nutrients that it needs.

When do you know if your diet is healthy?

Being free from any illness or medical condition is the major determinant that a person is healthy. For those who are having a hard time identifying what is healthy on their diet and which are now, here are some tips for you. Experts say that a diet is healthy if it is: – based on starchy foods such as bread, cereals, rice, pasta, and potatoes because they are a good source of energy—not to mention being the main source of a range of nutrients of a person’s diet like fiber, calcium, iron, and vitamin B;

– loaded up a lot of fruits and veggies such as orange, apples, celery, broccoli, carrots, beans and peas because eating at least 5 portions of any variety can provide the vitamins the body needs and it also satisfies hunger without having to worry about fats and excess carbohydrates;

– filled with fish dishes that have high amounts of fish oil because it can provide protein, vitamins, and minerals that are not available to other food groups;

– low on saturated fats and excess sugars such as meat pies, sausages, hard cheese, butter and lard, pastry, cake, biscuits, cream and the others because they are high in complex calories stored in the muscles and sugars that can cause tooth decay.

– less in salt content because experts believe that goods that are high in salt or meals that uses too much salt can raise the person’s blood pressure which can lead to more complicated diseases especially those related to coronary illnesses; and

– high in water content because experts believe that for a person to achieve optimum health and fitness, he or she should take in lots and lots of water and foods that are high in fluid content to keep the body well-hydrated.

How To Refine Your Business Idea

Leave a reply

Start-up ideas for a business usually start small, shapeless, and vague. The tips below, however, will help mold them to reality.

Nature
What do you intend to sell? In most cases, people don’t have a hard time determining what they’d like to sell…in general. It’s when they need to get specific that the trouble starts. You know, for instance, you prefer to earn money by selling food. But obviously, that’s not enough. What kind of food do you want to sell? Gourmet? Fast food? Italian? That’s just the start, though. To be more specific, exactly what kind of dishes will be included in your menu? Will there be a variety of dish sizes offered?

Target Market
Who do you want to sell to? Knowing exactly what kind of business you wish to start up is just the finish. For your proposed business to succeed, you need to find the perfect market match for your products or services.

Build a profile for your target market. Start with its demographics. What particular age group would you prefer to target? Better yet, which age group do you believe would find your products and services most attractive? How about gender, race, and income group? Would educational qualifications make a difference?

Consider the geographical location of your target market. Establishing a business online allows you to reach people all over the world, but are you sure you need to and you’re capable of serving clients worldwide? Going global will mean more stringent legal requirements to comply with as well as having to find ideal shipping and payment options for your customers.

Identity
Who are you? You’re in the food business, yes, but so are many other companies. How do you propose to distinguish yourself from the competition?

A name will be the first thing to make you distinct from other businesses. Take your time choosing the best name for your business. It’s important to choose something catchy yet simple, one people won’t have a hard time remembering and understanding. It’s best to use your business name as the domain name for your website so hopefully, it’s easy to spell, too.

Choose logos, trademarks, taglines, color schemes, and the likes to go along with your name. All these will help define your business and hopefully establish brand recognition.

Mission and Vision
Startup business ideas will remain just like that – ideas – if they are not accompanied with a mission-vision statement. More specifically, you need to formulate goals for your business to give shape and direction for your ideas.

The best goals are specific, measurable, attainable, realistic, and time-bound. Vision, on the other hand, must clearly and concisely describe the future you see for your business as well as the principles you wish your business to be founded on.

Plans, Strategies, and Tactics
All talk and no action is what will happen to your startup business idea if you can only enumerate your goals but you’re unable to conceive the best courses of actions for achieving them.

You need to be effective and efficient when coming up with strategies for attaining your objectives. Effectiveness is seen at how quick you’re able to reach your goals while efficiency is seen at how skilled you are at utilizing the resources you have for achieving your goals.

Apply what you’ve learned here when refining your startup business idea and profits will soon come rolling your way.

3 Great Ideas for a Free Startup Home Based Business

1 Reply

Not all startup home based businesses have to cost you thousands of dollars. Many of them can be free to set up but yield the same range of profits. You just have to be extra resourceful, hardworking, and creative!

Digital Scrapbook Business
Unlike with actual scrapbooks, you don’t need to invest in materials and supplies to design a digital scrapbook. Everything you need is possible depending on your artistic skills, your expertise in using designing and editing software, and of course, your creativity.

With digital scrapbooks, you need only to wield your mouse in order to create works of art. Backgrounds are abundant in and free to download from the Internet. Image editing software will allow you to make simple digital photos into outstanding renditions of a person’s very best memories.

To start up a digital scrapbook home based business, you’ll only need to create your own website – this, too, can be done for free! – upload samples of your work then start working on online marketing.

Freelance Writing Business
If you’re great with words then it’s easy to capitalize on it with a free startup home based business.

Choose a niche first. There are many ways for a freelance writer to earn money online, but having a specialization will make it easier for you to build your reputation and consequently demand for higher rates.

There are a lot of job opportunities available if you’re interested in feature writing; you can even have a steady source of income working as a part-time or full-time columnist for blogs, websites, and e-zines.

Technical writing, although more demanding, certainly pays more. You can help students polish their essays and theses. You can help business owners polish their business plans and reports to increase their chances of getting a loan. In relation to that, technical writers are also often employed online to edit, revise, and proofread technical documents.

Starting up this kind of business is easy. Again, you’ll need your own website. Next, you need to establish your credentials as well as upload samples of your works. Thirdly, you need to advertise diligently. It wouldn’t hurt to contribute your articles for free at the start. This is simply to gain more exposure for you as a writer. You can also publish a blog so that people will be more familiar with your writing. In time, you’ll be well-known and you won’t have to look for clients because they’ll be the ones to look for you instead.

Affiliate Marketing Business
You won’t have to pay for membership or any other fee for that matter if you wish to join an affiliate marketing program. You do, however, have to meet certain requirements before you’ll be accepted.

For one thing, all affiliate market programs require their marketers to have their own website and blog. Furthermore, the main topic for the said site must be relevant, if not directly related, to the products or services offered by the merchant.

As an affiliate marketer, it is your job to consistently upload website content that would encourage your readers to perform the desired action. This can be something as simple as visiting the merchant website, subscribing to their newsletter, or purchasing a product. In return, you earn commissions from each and every resulting action.

These three are naturally not the only ways for you to startup your own home based business for free. Browse the Internet and you’re sure to find more ways to make money online.

4 Keys to an Honest and Successful New Relationship

1 Reply

Starting a new relationship can be difficult, as it takes a great deal of time and effort. If important details are omitted during those first few formative conversations, you could be looking at a rocky road ahead.

Starting with a strong foundation of friendship and trust is important when you’re building a new relationship. A foundation built on honesty can mean the difference between a healthy relationship and one that leaves much to be desired.

Consider these keys to an honest and successful new relationship:

1. Share the reasons why your last relationship ended. It’s not only fair, but also important for your new dating partner to understand what caused the breakup of your last relationship. This is especially true if you’re to blame. Your honesty and candidness will be appreciated.

* Showing this new person that you’re remorseful about your past actions allows them to see how you’ve learned from your past and wish to do things differently now.

* By sharing your past relationship challenges, you could avoid repeating them.

* If this new person doesn’t stick around after your outpouring, chances are they weren’t “the one” after all. Don’t worry – your match is still out there waiting for you!

2. Discuss what you’re looking for in this relationship. Try not to paint a false picture of your expectations. Your new friend might feel flattered to hear that you see a “lifelong mate” in them, but be honest about wanting to take things slowly if that’s where your head is.

* Explain your feelings about what you want from this relationship and justify the reasons. Maturity goes a long way in getting the most out of any situation.

* Be prepared to give the same things you expect so both parties are treated fairly. Remember that a relationship is a two way street.

3. Divulge your strengths and weaknesses. It’s natural to want to put your best foot forward when being courted by someone new, but the easiest way to lose that person’s trust is to portray yourself as somebody you’re not. Show a willingness to reveal your weaknesses, as well. Vulnerability goes a long way in inspiring the trust of others.

* Let your new partner know that you don’t always have the best advice, but you’re the best listener in the world!

* Explain that you sometimes require encouragement to pursue something intimidating that you’ve always wanted to try, but haven’t.

4. Avoid sacrificing your morals for love. Even if you feel your new love interest is the biggest blessing, it’s important to be honest about certain issues you can’t tolerate or those that might be deal breakers.

* Once you get things out in the open, there’s a choice. If the love is real, the person will understand your morals and respect your position.

* It’s important to express your emotions when your new friend does something you don’t like so it’s clear that you don’t want it to happen again.

* Remember that your beliefs make you the person you are. Avoid becoming somebody else for the sake of love!

The sooner you address potential issues in an honest way, the closer you’ll be to building a strong, healthy relationship with someone special. Honesty is always the best policy! If being honest doesn’t give you the results you want, maybe it wasn’t meant to be, and something better is in store for you!

4 Easy Ways to Feel Better About Yourself

Leave a reply

Life isn’t always what you expect it to be, is it? When the results you hope for don’t manifest themselves, this can sometimes leave you questioning your self-worth and abilities. It’s easy to fall into that trap of discouragement.

The good news is that you can also get yourself right out of that melancholy mood!

Whenever you’re down in the dumps, it’s important that you take action to start feeling better about yourself. Dwelling on the negative and remaining in a depressed state is unhealthy. After a while, you’ll feel like you’re moving backward instead of forward. This makes it challenging to get back to a positive mindset.

Try these easy tips to restore your belief in you:
 
1. Reflect on past successes. If you’re honest with yourself, you’ll begin to realize that you’ve enjoyed many successes in the past.

* Reflect on how great you felt when you earned something you worked extremely hard for.

* Think about the impact you’ve had on your peers when you accomplished something that they all would’ve loved to accomplish themselves.

2. Know that you’re uniquely created. You have a special blend of talents, abilities, personality, appearance, and purpose that is different from everyone else on the planet. There is no one else like you and that’s a wonderful thing!

* Remember times in the past when you came up with your own solution to a challenge that made things better for you or those around you.

* Since you’re the only person like you around, why not focus on your unique abilities and put those to work to evoke positive change in your life? Setting your new ideas in motion will go a long way toward restoring your self-confidence.

3. Do something you’re good at. A sure way to boost how you feel about yourself is to do something you already know you’re good at. Having even a small success is a great way to build reassurance and focus on the positive.

* It’s okay to need that self-reassurance from time to time. It’s a challenging time in a tough world, and it’s easy for outside influences to dampen your drive. Remind yourself that you’re a star in a part of the sky where nobody else shines quite as bright.

* Proving to yourself that you can do something often gives you just enough motivation to get past that rough patch.

4. Make someone else feel special. Making a positive impact on someone else’s life is one of the most empowering and uplifting experiences you can have!

* Try volunteering at a local agency that helps those less fortunate than you. So many lives need a caring touch. Taking the opportunity to help them will enable you to feel that much more worthy.

* Encouraging another person who lacks self-esteem can bring the kind of inner satisfaction which allows you to see your own true purpose. In fact, you may sometimes forget about your own hardships for a while because you’re so focused on helping someone else overcome theirs.

Try not to dwell on the negative feelings you might have about yourself. Instead, celebrate all the great qualities you have inside and share those with the world. Take the time to reflect on your blessings and you’ll begin to see for yourself how awesome and special you really are.

6 Wise Money Moves for Those Who Don’t Plan to Retire

164 Replies

Do you see yourself as someone who won’t ever retire? You probably know some people who have already retired, but you can’t imagine that you’d ever stop working. 

As retirement age gets closer, do you identify your own thoughts about retirement in these statements?

1. “I’m never going to retire. I can’t afford it.” If you think this way, you likely haven’t saved much for retirement. Such thoughts could become a self-fulfilling prophecy and you might end up working until your health fails or you’re forced into retirement.

* Either way, you’re financially unprepared for the fact that you’ll eventually retire.

2. “I love my job and I want to work forever.” Although it’s wonderful that you enjoy your work, that love will not stop the aging process. As years pass, the way you think will eventually change, as could your health, work situation, and environment.

3. “My dad worked all his life and died on the job and so will I.” You believe you’re a helpless pawn of fate and won’t retire due to expecting an untimely death.

* However, if you live longer than your parents (and according to statistics, you will), you may find yourself in a position to retire someday. The real question is, “Will you be financially ready?”

4. “I don’t think about retiring. I guess things will turn out the way they’re supposed to.” This reaction is like sticking your head into the sand and ignoring one of life’s realities: if you’re lucky enough to live long enough, you’ll eventually retire.

What to Do Now to Prepare for Your Financial Future

By now, maybe you’re considering that you’ll actually retire. What can you do immediately to begin establishing a bright financial future during retirement?

Talk with your partner about the kind of life you’d want if you stopped working. Make some plans that make such a life possible for you.

Ponder these tips:

1. Accept reality. You’ll likely retire at some point. Think about your current finances and how you’d live if for some reason unknown to you today, you had to stop working tomorrow.

2. Start saving this week. Aim for putting back 15% of your salary. Look at it this way: it can only help you to have some extra money in the bank.

3. Establish a retirement account. Talk with your tax accountant about the best type of retirement account for your situation: Individual Retirement Account (IRA), Roth IRA, or a 401 (k), for example.

4. Develop passive income resources. How can you get started now to establish a new source of passive income and keep it going?

5. Focus on building assets. Maintain your home at the highest level. This way, if you decide to sell, your house will be in tip-top shape. Begin some short-term investments (five years or less) and regularly place some dollars there.

6. Reduce outgoing expenditures. Take a look at the amount of money you have going out in an average month. Look for ways to cut spending and follow through with instituting those cuts.

Regardless of your reasons for feeling you won’t ever retire, start planning for a time when due to health, age, or level of physical energy, you’ll at least slow down working. Put these strategies to work, even if you don’t plan to retire. You’ll be glad you did.

 

11 Tips to Create a Bright Financial Future

139 Replies

Regardless of the type of work you do, it’s possible to take action now to start creating a bright financial future for you and your family. When you start now, then things like a raise or better-paying job will become the icing on the tasty cake you’ve already made, and add to your pleasure, rather than having to bail you out of a financial jam.

Try these strategies to ensure your financial outlook is bright:

1. Save at least 15% of your paycheck. This amount will give you something to fall back on when times are especially lean or funds to invest so your money can be working for you.

* For example, if you clear $500 a week, ensure you put back at least $75 dollars for your future. 

2. Find a stock broker you trust. As you save your dollars, it’s wise to have an overall investment plan to earn the most interest over the long haul. However, look at the facts and listen to your gut when it comes to making the final decision on making a particular investment.

3. Have just one major credit card and use it sparingly. Charging a small amount on it each month and paying that amount back before the end of the month builds your credit and keeps you out of debt at the same time.

* Keep the major part of your credit allowance open for emergencies.

4. Vow to never pay finance charges again. Of course, you’ll likely be paying a mortgage and perhaps a car loan that include finance charges you may be unable to avoid. However, outside of those two payments, paying finance charges is like setting fire to your dollar bills. Take steps to insure you pay as few finance fees as possible.

5. Pay all your bills on time. There are a few good reasons to do so:

* You build a positive credit record.
* You keep money in your pocket instead of wasting it on late fees.
* You build confidence that you can manage your money responsibly.

6. Find a competent tax preparer and accept his financial advice. A great tax accountant will tell you how you can pay fewer taxes and how to rack up some helpful deductions. He may even offer helpful guidance about how much money to put into your Individual Retirement Account (IRA), Roth IRA, or a 401(k).

7. Set limits with your kids about money. Teach them from the time they’re young that they must earn their own money and save at least 25% of it. They’ll gain an understanding of money management that will serve them well the rest of their lives.

8. Apply $500 to $1,000 yearly extra toward your mortgage principal. If you prefer, pay an additional mortgage payment each year. It will save you thousands in interest. Plus, you’ll pay your home off years earlier, freeing up your funds for whatever you want.

9. Keep your resume up to date. You never know when you’ll want to apply for a promotion, change careers, or develop side projects for extra streams of income.

10. Consistently accept part-time, short-term, or temporary second jobs. Bringing in extra money occasionally in addition to your full-time work pads your bottom line.

11. Hone your computer skills. Those who know their way around a computer are more likely to be successful at work. Broaden your horizons even further by learning about new software in your industry.

Put the above strategies to work to strengthen your money situation. Care for your finances and nurture your financial situation today and every day. When you do, you’ll live the incredible life you’ve always wanted!